Hi I am Emily Jolly. I want to share my experience with you guys. I stay with my husband Ben Roger in a small town in Texas. My son John had not been keeping well since 3 months. He had tuberculosis. The doctors were finding it hard to save his life. Upon this some medical bills were also lying pending. I dint know what to do. My friend recommended me paydayloansolutions.net. I and Ben both took loans since we were eligible for it from this very website. It is surprising how payday advance are being criticized for the fault of a few. There is no doubt that there are unscrupulous service providers in this industry who are interested in earning profits by cheating other people. However, it is pertinent to note that no industry is free of such cheaters. Had that not been the case, we would have managed fine without the judiciary and law enforcement agencies in our country. Do you think the police have been set up just to catch those people who opt for fraudulent online payday loans? Of course not! There are bad people everywhere. The onus is upon you to stay away from such lenders and deal with respectable and reputed service providers only. The fact that you are not in a position to achieve this does not mean that online payday loans should be banned. If such an approach is to be adopted, then each and every human activity must be banned. Thanks a lot to payday loans.